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Gainful Employment

Effective July 1, 2015, the rules apply to students enrolled in GE programs who receive Title IV aid. Prior to that date, the rules apply to any student enrolled in a GE program. Certain new requirements also apply to prospective students, defined as individuals who made contact with the school regarding enrolling in a GE program. This contact may be student-initiated or school-initiated, including contact by a third party on the school’s behalf.


GE programs must meet two requirements: u Certification, and u Debt-to-earnings (D/E) rates. The proposed rules included a third requirement, Program CDRs, but ED eliminated that provision in the final rule.

The school must certify each GE program is:

  • Included in the school’s accreditation, or for vocational schools, approved by the recognized state agency.
  • Satisfies applicable state or federal program-level accreditation requirements.
  • Satisfies applicable state licensing and certification requirements relevant to the program. ED will implement this certification as an addendum to the Program Participation Agreement for existing programs.

ED established two D/E rates:

  • Discretionary income rate: The percentage of a GE program’s students’ annual loan payment compared to the discretionary income of the students who completed the program.
  • Annual earnings rate: The percentage of a GE program’s students’ annual loan payment compared to the annual earnings of the students who completed the program. The loan debt includes Title IV, private and institutional debt, but excludes cancellations and adjustments. The median amount used in the calculation will be the lesser of: u Amount of tuition, fees, books, supplies and equipment.
  • The actual loan amount, including any portion for living expenses. The Department will request mean and median annual earnings information annually from the Social Security Administration to use in the calculations.

To access the 2011 Gainful Employment Informational Rate Downloadable Spreadsheet click here.


Click on the program names below to access their Gainful Employment information.


ACCOUNTING OFFICE SUPPORT

ACCOUNTING

ADMINISTRATIVE ASSISTANT

ADVANCED MANUFACTURING LEVEL 1

ADVANCED MANUFACTURING TECHNICIAN

APPLICATION SOFTWARE SPECIALIST

BANK OPERATIONS LEVEL 2

BASIC COLLISION APPRENTICE

BASIC COLLISION HELPER

BASIC CULINARY ARTS CHEF TRAINING

BASIC EMS

BUSINESS GENERAL MANAGEMENT

BUSINESS FOUNDATION

CATERING/EVENT PLANNING

CHILD DEVELOPMENT/CHILD CARE ADMIN

CHILD DEVELOPMENT

COMBINATION WELDER

COMMERCIAL ELECTRICAL TECHNOLOGY

COMPUTER AIDED DRAFTING TECHNOLOGY

COMPUTER NETWORK ADMINISTRATOR

COMPUTER NETWORK TECHNICIAN

COMPUTER SUPPORT TECHNICIAN

COSMETOLOGY INSTRUCTOR

COSMETOLOGY NAIL TECHNICIAN

COSMETOLOGY SKIN CARE SPECIALIST 

COSMETOLOGY

CULINARY ARTS

CYBER SECURITY TECHNICIAN

DENTAL ASSISTING

DRAFTING ASSISTANT

ENOLOGY

GENERAL BANKING LEVEL 1

HEATING, AIR CONDITIONING AND REFRIGERATION TECH

HOSPITALITY MANAGEMENT

INFORMATION TECHNOLOGY CORE

MECHATRONICS TECHNICIAN

MEDICAL ADMINISTRATIVE ASSISTANT

PARAMEDIC

POLICE ACADEMY

RESIDENTIAL ELECTRICAL TECHNOLOGY

STRUCTURAL WELDER

VITICULTURE

VOCATIONAL NURSING

WEB BASED SMALL BUSINESS DEVELOPMENT

WEB BASED SMALL BUSINESS FOUNDATION

 

 

 

   

"Last updated June 2019"